California SDI Calculator 2026
Calculate California State Disability Insurance (SDI) withholding from your wages. The 2026 SDI rate is 1.3% with no wage cap.
Quick answer
California SDI is a mandatory payroll deduction that funds short-term disability and Paid Family Leave benefits. For 2026, the employee SDI rate is 1.3% of all wages, with no wage cap. A worker earning $80,000 pays $1,040 in SDI; $200,000 pays $2,600.
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2026 SDI rate: 1.30% with no wage cap.
Annual SDI withholding
$1,040.00
Monthly
$86.67
Biweekly
$40.00
What California SDI funds
- Disability Insurance (DI) — short-term wage replacement for non-work-related illness or injury.
- Paid Family Leave (PFL) — wage replacement to bond with a new child or care for a seriously ill family member.
2026 rate history
California removed the SDI wage cap in 2024. The 2026 employee withholding rate is 1.3% — applied to all wages reported on your W-2. Self-employed workers may opt into Disability Insurance Elective Coverage (DIEC) through the EDD.
Frequently asked questions
What is the California SDI rate for 2026?+
The California SDI employee withholding rate for 2026 is 1.3% of wages, with no annual wage limit. All wages subject to SDI are taxed at this rate.
Who pays California SDI?+
Most California employees pay SDI through automatic payroll withholding. Self-employed individuals can opt into Disability Insurance Elective Coverage (DIEC).
What does California SDI cover?+
SDI provides short-term wage replacement for non-work-related illness or injury (Disability Insurance) and for bonding with a new child or caring for a seriously ill family member (Paid Family Leave).
Is there a wage cap on California SDI?+
No. The wage cap on SDI was removed in 2024. All wages subject to SDI are taxed at the 1.3% rate for 2026.